Surprised Character Catching Money from Hidden Credit Cards

[STYLE]: Minimalist whiteboard sketch art, simple black line art, pure white background. [SUBJECT 1]: Top center: Three blank vertical rectangular outlines representing hidden credit cards side-by-side. Inside each rectangle, a large, bold, hand-drawn red question mark. [SUBJECT 2]: Center: A hand-drawn character with solid teal-blue skin and round glasses (simple line-art clothing). The character has a highly shocked and happy facial expression. [ACTION]: Black sketch arrows point from the three cards down to the character. The character is catching hand-drawn green dollar bills falling from the cards. [TEXT]: Above the cards, large, bold, hand-drawn black text reads: "THEY PAY YOU?". [COMPOSITION & FORMATTING]: Vertical mobile format. CRITICAL INSTRUCTION: The entire bottom 30% of the canvas MUST be left completely pure white and blank to reserve space for video subtitles. No details or drawings in the bottom third.