OKXMastercard / Visa · DébitoEmitido em: EEA, Australia, Singapore, Brazil, GH, Nigeria, UG, RW, South Africa, PK
OKXVIRTUAL•••• •••• •••• 8888OKX CardVISA
Ideal para: International spending, Subscriptions, Okx users, Mobile wallets, Stablecoin spending
Pontuação editorial
Nota91.9
Critérios cobertos100%
Confiança91%
Nota de ranking89.9
v7
Tarifas16%100
Segurança16%100
Acesso à inscrição12%100
Emissor / regulação11%100
Transparência10%100
Cashback9%41
Limites7%100
Suporte por país7%90
Custódia7%75
Compatibilidade3%89
Seguidores no X2%100
KYC · Completo
ConviteNão exigido
RGExigido
PassaporteExigido
Comprovante de endereçoExigido
TelefoneExigido
SelfieExigido
LivenessExigido
Origem dos fundosDesconhecido
Rigor do KYC10/10
Full OKX identity verification is required. Accepted documents vary by jurisdiction. Official OKX card guidance for selected African markets explicitly requires a valid ID and proof of address; other regional flows may use different address-verification methods, so this should be read as a possible/market-dependent requirement rather than universal identical paperwork.
Inscrição:Inscrição aberta · desde 2026-01 — Apply and activate in the OKX app after completing KYC and activating OKX Pay. Availability is jurisdiction-dependent. Official OKX materials confirm EEA access and separate launches/availability in Australia, Singapore, Brazil, Ghana, Nigeria, Uganda, Rwanda, South Africa and Pakistan; additional jurisdictions may be enabled under OKX's global eligibility rules. · Fonte
ATMNão funcionaNo ATM withdrawals or cash-out. Current OKX Card is virtual-only; legal product documents explicitly exclude ATM withdrawals/cash advances.
ConfirmadoRelatos mistosNão funcionaDesconhecido
Tarifas
Emissão do cartão virtual
Grátis
Emissão do cartão físico
Desconhecido
Mensalidade
Grátis
Anuidade
Grátis
Tarifa FX
0% · OKX charges 0% additional FX fee. The card network's exchange rate still applies when merchant currency differs from the settlement currency; settlement currency and network vary by region.
Conversão cripto
0% · Regional pricing varies. Many OKX Card markets (including Australia, EEA, Africa and Pakistan) disclose a 0.10% stablecoin conversion spread; the current generic USD fee page reports 0% spread for USDT/USDC/USDG→USD, while Singapore charges 0.10% for USDT→USD and stablecoin→SGD conversions.
Spread
0.1%
Transaction fee
0% charged by OKX
FX fee
0% (product page 2026-09-05)
Conversion spread
0%–0.10% depending on region, asset and settlement currency
Inactivity fee
0
Card issuance
0; virtual card only
Limites
Tipo de limite
Pelo saldo (sem limite fixo)
Ajustável pelo usuário
Sim
Resumo
No universal fixed daily or per-transaction issuer limit is published: spending is primarily limited by the available OKX Pay balance and risk controls. OKX also provides optional/region-dependent per-transaction and daily spending controls in the app; regional maximum settings can vary. Velocity and behavioural risk checks may still decline unusually large or abnormal transactions.
Depósito
Formas de depósito
Saldo na exchange, Cripto / stablecoin
Ativos suportados
USDG, USDT, USDC
Redes suportadas
X layer, Ethereum, Tron
Cripto para fiat
Conversão automática na transação
Depósito em fiat
Desconhecido
Resumo
Card transactions are funded from the OKX Pay smart-wallet balance. OKX Pay supports USDT, USDC and USDG; the card auto-converts at purchase. Pay is built on X Layer and can receive/send supported stablecoins through X Layer, Ethereum, TRON and additional supported networks. Cashback is generally earned only on the USDG-funded portion of eligible purchases.
Recompensas
Cashback
Sim
Taxa base
2%
Taxa máxima
10%
Teto mensal
1500 USDG
Níveis
Regular user · 2% · No VIP level. Monthly cap varies materially by region (for example 50 EUR EEA, 50 USDG Australia, 50 USD Singapore, 30 USD Brazil; some newer markets publish lower caps).
VIP 3 · 5% · OKX VIP 3 in EEA/Australia/Singapore/Brazil programs; some newer global-market materials publish an 8% VIP 3+ rate instead.
VIP 4+ · 10% · OKX VIP 4 or higher; regional monthly cap applies. Highest published ongoing cap found is 1,500 USDG/USD in Australia/Brazil; EEA cap is 1,000 EUR.
Condições
Cashback is paid in USDG and generally applies only to the USDG-funded portion of eligible settled purchases.
Cashback rates are 2% / 4% / 4.5% / 5% / 10% in the EEA, Australia, Singapore and Brazil programs; some newer global-market materials show an 8% VIP 3+ tier.
Monthly caps vary substantially by jurisdiction and VIP tier. The 1,500 value is the highest published ongoing monthly cap, not a universal cap.
EEA rates were updated effective 1 September 2026: 2% non-VIP with 50 EUR monthly cap, 4% VIP1/300 EUR, 4.5% VIP2/450 EUR, 5% VIP3/1,000 EUR, 10% VIP4+/1,000 EUR.
Australia terms updated 3 September 2026 publish caps of 50 / 400 / 900 / 1,500 / 1,500 USDG for Regular through VIP4+.
Excluded transactions include restricted MCCs, cash/quasi-cash, money transfers, crypto/account funding, gambling, government payments and refunded/reversed transactions.
Ativo da recompensa
USDG
Exige staking
Não
Exige manter token
Não
Benefícios
USDG cashback from 2% up to 10% by OKX VIP level; no staking lockup required.
OKX Pay may earn USDG rewards/APY, with published regional campaigns advertising 4%–10% by VIP tier; availability and caps vary.
Selected users can receive lifestyle subscription rebates on services such as ChatGPT, Claude and Netflix; Singapore Accredited Investors can receive up to 20 USDG/month for the first 12 months on a broader subscription list.
Virtual card can be added to Apple Pay or Google Pay for contactless spending.
Segurança
Custódia
Híbrido
Emissor
Bano Pty Ltd
Gestor do programa / parceiro
OKX / regional OKX entity; EEA program uses OKX Europe Limited and UAB Monavate as issuer
País do emissor
au
Entidade regulada
OKX / regional regulated entity
Jurisdição
Australia/global program; EEA has a separate regulated issuer
Licença
AFSL 536984 (Bano); EEA issuer UAB Monavate EMI License LB002139
Regulador
ASIC / Bank of Lithuania (EEA issuer)
Proteção ao consumidor
Global/Australia OKX Card legal documents name Bano Pty Ltd as issuer under AFSL 536984.
For EEA residents, the card is issued by UAB Monavate, authorised by the Bank of Lithuania as an Electronic Money Institution (LB002139), with OKX Europe Limited as program manager.
OKX Pay/Card balances are stablecoins in a smart-contract wallet, not bank deposits, and are not covered by deposit insurance or the Australian Financial Claims Scheme.
Dispute support and chargeback processes are available; Australia users can escalate eligible complaints to AFCA.
Congelar cartão
Sim
Autenticação de dois fatores
Sim
Biometria
Sim
Passkey
Sim
3-D Secure
Sim
Controles de gasto
Sim
Controles de lojista
Desconhecido
Notificações de transação
Sim
Chargeback
Sim
Suporte a disputas
Sim
Proteção contra fraude
Sim
Seguro de depósito
Não
Uso
Cartão virtual
Sim
Cartão físico
Não
Online
Sim
Na loja
Sim
Contactless
Sim
Pagamentos recorrentes
Sim
Assinaturas
Sim
Saque em ATM
Não
ATM no mundo todo
Não
Moedas base
USD, EUR, SGD
Editorial
A virtual stablecoin spending card connected to OKX Pay, issued on Mastercard or Visa depending on region. It has no issuance/monthly/annual fee in published markets, 0% additional OKX FX fee and typically a 0%–0.10% conversion spread. OKX Pay uses a 2-of-2 AA smart wallet with passkey/biometric authorization, while the card adds Apple Pay/Google Pay, 3D Secure and in-app freeze controls. Cashback starts at 2% and can reach 10%, but caps and eligibility vary significantly by jurisdiction. Confirmed availability includes the EEA plus Australia, Singapore, Brazil, selected African markets and Pakistan; additional global jurisdictions are subject to in-app eligibility.
Prós
0 card issuance, monthly and annual fees in published regional fee schedules
0% additional OKX FX fee; conversion spread is generally 0%–0.10% depending on region/asset
2% base cashback and up to 10% by VIP tier, with no staking lockup
OKX Pay uses a 2-of-2 Account Abstraction smart-wallet architecture with passkey/biometric authorization
Apple Pay and Google Pay supported; 3D Secure and instant in-app freeze available
Stablecoin spending from USDG/USDT/USDC with automatic conversion at purchase
Official subscription rebates confirm support for major services including ChatGPT, Claude and Netflix in eligible programs
Contras
Virtual card only; no ATM withdrawals or cash-out
Card availability, card network, settlement currency, conversion spread and reward caps vary substantially by jurisdiction
Highest cashback tiers require high OKX VIP status; base-user monthly cashback caps can be modest in some regions
Cashback is generally limited to the USDG-funded portion of eligible purchases
Restricted MCCs exclude money transfers, quasi-cash, crypto/account funding, gambling and several financial-service categories
Tarifas e requisitos mudam com frequência. Confirme no site do emissor antes de solicitar. Códigos de indicação conforme listados pela fonte.
Isenção de responsabilidade: esta página é compilada por I.A. e pelos nossos editores a partir de fontes públicas. Serve apenas como referência, não é aconselhamento financeiro, jurídico ou fiscal e pode estar desatualizada ou incompleta. Confirme sempre com o emissor antes de solicitar — a gimgs.net não assume qualquer responsabilidade por decisões tomadas com base nestas informações.