0.2% · Weekday FX: 0.2% in EEA/UK/CH and 2% ROW. Weekend FX: 0.7% in EEA/UK/CH and 2.5% ROW.
ATM fee
2%
ATM over free allowance
2% fee, minimum €1.99/£1.99 after monthly free withdrawal allowance is reached.
Limits
Limit type
Dynamic
Adjustable by user
Yes
ATM per month
€2000
Tiers
Base · €200/m · Base Loyalty tier
Silver · €400/m · Silver Loyalty tier
Gold · €1000/m · Gold Loyalty tier
Platinum · €2000/m · Platinum Loyalty tier
Summary
ATM free-withdrawal allowance varies by Loyalty Tier. Nexo Private clients with $100,000+ in assets can access higher card spending limits and custom terms.
Funding
Funding methods
Crypto / stablecoin, Bank transfer, Card top-up
Supported assets
BTC, ETH, USDC, USDT, EURX, USDX, GBPX
Crypto to fiat
Auto-convert at transaction
Fiat deposit
Yes
Summary
Debit Mode spends supported crypto, stablecoin and FiatX balances with conversion handled by Nexo. Credit Mode borrows against crypto collateral without selling it.
Rewards
Cashback
Yes
Base rate
0.5%
Max rate
2%
Tiers
Base · 0.5% · Base tier; NEXO cashback. BTC alternative 0.1%.
Cashback applies in Credit Mode and requires an account balance above $5,000 worth of digital assets.
Reward asset
NEXO or BTC
Staking required
No
Token holding required
Yes
Subscription plan required
No
Minimum balance
€5000
Perks
Switch between Debit and Credit Mode
Up to €2,000 / £1,800 free ATM withdrawals monthly at Platinum tier
Security
Custody
Custodial
Issuer
DiPocket
Program manager / partner
Nexo
Jurisdiction
European Economic Area
Freeze card
Yes
Two-factor auth
Unknown
Biometric auth
Yes
Spending controls
Yes
Merchant controls
Unknown
Transaction notifications
Unknown
Chargeback
Unknown
Dispute support
Unknown
Fraud protection
Unknown
Deposit insurance
Unknown
Merchant usage
Virtual card
Yes
Physical card
Yes
Online
Yes
In store
Yes
Contactless
Yes
Recurring payments
Yes
Subscriptions
Yes
ATM withdrawals
Yes
ATM worldwide
Unknown
Base currencies
EUR, GBP, USD
Editorial
Nexo Card is a Mastercard with switchable Debit and Credit modes. Debit Mode spends digital assets directly, while Credit Mode lets users borrow against crypto collateral without selling it and can earn up to 2% cashback.
Pros
Dual Debit and Credit Mode
Up to 2% crypto cashback in Credit Mode
Apple Pay and Google Pay support
No monthly, annual or inactivity card fees
Free virtual card
Cons
Card availability is geographically restricted
Best cashback requires higher Loyalty tier and portfolio balance
Nexo official Crypto Card page and official Nexo launch documentation
Fees and requirements change often. Confirm on the issuer's site before applying. Referral codes are provided as listed by the source.
Disclaimer: this page is compiled by A.I. and our editors from public sources. It is for reference only, is not financial, legal or tax advice, and may be out of date or incomplete. Always verify with the issuer before applying — gimgs.net accepts no liability for any decision made based on this information.